Step 1: Fill your cart
Select Affirm at checkout and enter a few pieces of information for a real-time decision.
Step 2: Choose how to pay
Select the monthly payment you like best. You’ll never pay more than you agree to up front.
Step 3: Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Say yes with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Frequently asked questions
Yes! There's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—Your purchase with Affirm is subject to the same return policy as all your arbusa.com purchases.
For a full overview of our return policy see here. Once ARB has issued a return, Affirm will
update your payment accordingly. You can check the status of your payments in your Affirm app.No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
Disclosure
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.